Finance Intelligence

By Timothy, CPA — Managing Director of Professional Financelink (PFL) Note: The scenarios in this post are based on real experiences — mine and those shared by colleagues across the sector. Details might have been changed and modified slightly to protect confidentiality, and mostly used 1st person perspective for convenience. If you're a finance manager at an NDIS provider, you've probably heard that the NDIS planning framework is changing from mid-2026. What you may not have heard is a clear answer to the questions that actually matter from a finance perspective: how does this change my budget model, how does it affect our claiming process, and what do I need to update in our systems before it hits? Let me try to give you those answers — along with an honest flag about what's still uncertain, because some of the detail genuinely isn't finalised yet. What's Actually Changing — The Finance-Relevant Version The headline change is that from mid-2026, ...

By Timothy, CPA — Managing Director of Professional Financelink (PFL) Note: The scenarios in this post are based on real experiences — mine and those shared by colleagues across the sector. Details might have been changed and modified slightly to protect confidentiality, and mostly used 1st person perspective for convenience. The Biggest Change to Super in Decades — and Is Your Finance Teams Ready? From 1 July 2026 , the ATO's Payday Super reform kicks in. Every employer in Australia — regardless of size — will need to pay superannuation on every pay cycle , not quarterly. Contributions must reach the employee's super fund within 7 business days of payday. No exceptions. No carve-outs. That's less than three months away. And when I started mapping out what this actually means for our payroll process, I realised we had more work to do than I expected. Two issues in particular caught me off guard. If you haven't started your prep yet, these are worth check...

By Timothy, CPA — Managing Director of Professional Financelink (PFL) Note: The scenarios in this post are based on real experiences — mine and those shared by colleagues across the sector. Details might have been changed and modified slightly to protect confidentiality, and mostly used 1st person perspective for convenience. Picture This You're the Head of Finance. Payroll runs like clockwork every fortnight — no complaints, no drama. Your payroll officer's been doing it for years. Auditors haven't flagged anything. You've got bigger things to worry about: month-end, board papers, grant acquittals. Then one quarter, you finally get around to reconciling superannuation properly — not just checking the totals, but matching payment dates against due dates. And there it is. One quarter where super was lodged nine days late. Not a missing payment. Not the wrong amount. Just... late. Under the old rules, that's an SG charge calculation and a quiet fix...