Finance Intelligence

The Finance Leader's Job Has Changed. You're Not Just Reporting the Numbers — You're Running the Programme. Friday, 5 June 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) A conversation with a colleague recently stayed with me longer than most. We were talking about the pace of AI adoption — how fast finance teams were expected to move, what was realistic, what the roadmap actually looked like for organisations without a dedicated technology team. At one point, he said something that cut through all of it: "Half the stuff we're supposed to be adopting is already obsolete by the time we get to it." He wasn't wrong. And the frustration behind that observation points to something important about what the finance leader's role has actually become. The traditional job description of a finance leader — close the month, produce the management reporting pack, manage the audi...

87% of CFOs Want a Human in the Loop on AI. Here's How You Actually Build That Governance Layer. Thursday, 4 June 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) A piece of research from Workday caught my attention recently. It surveyed Australian CFOs on their approach to agentic AI — the kind of AI that acts autonomously, executes multi-step tasks, and makes decisions without waiting for a prompt at each step. The finding: 87% of CFOs insist on a human-in-the-loop requirement before any autonomous AI action is approved for their finance function. That's an encouraging number. It suggests finance leaders are approaching AI autonomy with appropriate caution, rather than deploying tools and hoping for the best. But here's the thing: insisting on human oversight and actually building the governance structures that deliver it are two very different things. Most organisations are still doing th...

Why Property Finance Is Still Living in Spreadsheets — and What's Finally Changing Wednesday, 3 June 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) Property management has always occupied an odd corner of the finance world. The sector is asset-heavy, cash-flow intensive, and operationally complex — yet the financial infrastructure supporting most property management operations is surprisingly manual. Trust accounting, lease schedules, maintenance cost allocation, owner reporting — a large portion of this work is still being done in spreadsheets that haven't fundamentally changed in fifteen years. That's not an accident. It's a reflection of the sector's fragmentation. Property management firms range from sole operators managing fifty residential properties to commercial asset managers overseeing mixed-use portfolios worth hundreds of millions. The software landscape has been fragme...

Karpathy Says Most Software Shouldn't Exist. What Does That Mean for Finance Teams? Tuesday, 2 June 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) At Sequoia Capital's AI Ascent conference in April 2026, Andrej Karpathy — an OpenAI founding member, former head of AI at Tesla, and one of the clearest thinkers in the field — made a remark that stuck with me. He described building a small app called MenuGen: you photograph a restaurant menu, and it renders images of each dish alongside the items. Useful. Clever. And then, within months, completely obsolete — because Gemini could simply take the photo and overlay the images directly. No app needed. "A lot of this code shouldn't exist," he said. "The neural network does most of the work." That's a statement about software. But when I heard it, I immediately thought about finance teams. Because finance teams have ...

Retail Finance in a Cost-of-Living Squeeze: Where AI Is Actually Helping Margin-Pressured Teams Monday, 1 June 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) Retail finance has never been easy. Thin margins, high staff turnover, seasonal cash flow swings, multiple locations, and a customer base that's been squeezing every dollar since interest rates bit. If you're running finance for a retail business right now, you already know the pressure is structural — not temporary. What's changing is that some of the tools finance teams have been waiting for are finally here. Not the "AI will revolutionise everything" version. The quieter, more useful version: AI that helps retail finance teams catch problems earlier, close the month faster, and give operators the numbers they need to make decisions in real time rather than three weeks after the fact. This post covers where AI is actua...

Finance Reads of the Week: Payday Super Countdown, Aged Care Funding Change, and the People Deficit in Australia's AI Push Sunday, 31 May 2026  |  By Timothy, CPA — Managing Director, Professional Financelink (PFL) Finance Reads of the Week: Payday Super Countdown, Aged Care Funding Change, and the People Deficit in Australia's AI Push Four reads for finance, compliance, and operations leaders across NFP, NDIS, aged care, and SME. This post is general commentary based on publicly available information and does not constitute legal or financial advice. Always seek independent professional advice before acting on compliance matters. Compliance  ·  Payroll Payday Super: 31 Days to Go — And the Part Most Employers Are Getting Wrong Is New Starters As of today, employers have 31 days until Payday Super begins on 1 July 2026. The headline rule is well known b...